Planning a trip is always exciting, but there's something special about saving big bucks while you're at it. Saving money on travel, hotel, activities, and food may be made possible via the use of a rewards credit card. However, a good tour rewards credit card does not need an annual fee to be acquired. There are no annual fees or international transaction fees when you use the Wells Fargo Propel American Express Card to finance your next trip. Let's have a look at Wells Fargo Propel American Express Credit Card Review:

This Card Is Ideal For

If you'd want to receive significant rewards rates on a variety of popular purchases without needing to carry around several bank cards or bother regarding rewards limitations, this would be the card for you. It is especially beneficial to those who often dine out and trip (or just commute) since they may earn three points for every dollar spent on eating and travel expenditures such as public transportation. Paid streaming sites are also suitable if you invest more than the average of $29 a month on them.

This card is particularly worth examining if you have no mobile phone coverage since it offers $600 in insurance if you settle your bill using Wells Fargo Cash Wise. Some restrictions apply, such as only covering a complete loss if your phone is stolen, but you can rest easy knowing that the most expensive object you'll ever own is protected. The Wells-Fargo Propel, which provides a 12-month 0% APR deal on money transfers, is also a viable alternative if you're trying to pay off a balance on some other card or make a large purchase that will take some time to pay off. Amount transactions are subject to an introductory charge of either $6 or 3%, whichever is larger, for a period of 120 days from the date of account establishment. Afterward, you may transfer up to 5% of the amount.

Only Available Once

A 20,000-point sign-up bonus is available to the latest Wells Fargo credit card holders who haven't established an account in the previous 15 months and make $1,000 in purchases during the first four months of account opening. Even though the bonus is valued at 20,000 points, our point values show that these points may be redeemed for $200 worth of travel, gift vouchers, cash back, or other experiences. One to three billing cycles after the extra points have been earned; the points will be available for use as rewards. This benefit is large when compared to those offered by other no-fee credit cards. If a no-annual-fee card offers a bonus at all, it's usually valued between $50 and $250.

Details on How to Get Rewards

Limitless 3 points for every dollar on eating, travel, petrol station, and some streaming purchases are available with this credit card. The definition of travel provided by Wells Fargo is somewhat comprehensive. All of these charges are included in the total cost of the trip, which covers not only the cost of airfare, hotel rooms, and cruises but also timeshares, local cab and limousine services, and parking fees. Stores like superstores and other merchants which may not be classified as petrol stations are not included in the definition of a petrol station.

Drinking franchises are also included in dining purchases, which include both fine dining and quick food eateries. The meal rate does not apply to purchases made at caterers, bakeries, or grocery shops. Itunes, Hulu, Amazon, Pandora, SiriusXM, & Hubspot are a few of the streaming services that charge a premium. Infinite 1x points are also available on other purchases with this card.

Outstanding Benefits

• The safety of your cell phone
• Owing to a travel difficulty resulting from lost or destroyed luggage, a supplemental compensation of up to $1,000 per insured trip is provided.
• Tickets for concerts, theatre, and other special events may be purchased early (under the American Express program)
• A longer period of coverage
• Coverage for purchases that are stolen or damaged.
• Insuring a rental automobile in case of damage (secondary to your own policy)
• Re-enable the safety features.
• The phone number for roadside assistance
• Assistance in case of a travel emergency

Cons:

• Go Far Rewards must be used to redeem flights.
• Cannot transfer points to other reward schemes.
• A total of 2,500 points are needed to purchase airline tickets.

Security Features

Wells Fargo sponsored this American Express card; thus, not all of the regular American Express perks apply. Instead of free credit checks and notifications, Wells Fargo simply offers a free FICO Score. FICO scores are updated on a monthly basis. Otherwise, the security measures of Wells Fargo's credit cards are standard. A feature keeps an eye on your account and informs you when anything odd happens. In the event of an unlawful transaction, there is no accountability on your part. Wells Fargo provides urgent card renewal and cash transfer in the event that your card is misplaced.

Fees

With a few significant exceptions, this card's costs are in line with its rivals. To begin, you might look for cards that don't charge a balance transfer fee like this one and several other cards with initial 0% APR deals. In addition, lower costs for cash advances might be discovered. However, if you want to utilize these services, obtaining cards with reduced costs is, of course, vital.

Conclusion

With this card's no-annual-fee bonus, you may get three points per dollar on purchases of eating, travel, petrol, and certain streaming subscriptions. These profits have no limit on what they may be used for. Because of this, the Wells-Fargo Propel American Express card gives high rewards on a wide range of transactions without the need to monitor earnings against an annual premium or subscribe to rotating groups to maximize benefits.