Safeguarding Your Financial Future: A Comprehensive Guide to Income Protection Insurance

Navigate income protection insurance for financial security. Learn about coverage, benefits, costs, and the application process.

Susan Kelly May 08, 2024

Banking

Bona Fide Error: Understanding, Mitigation, and Best Practices

Explore Bona Fide Error: Learn its significance, real-life examples, and key considerations in legal and professional contexts.

Triston Martin May 05, 2024

Banking

Credit Card Cost

When you borrow money, fees will always be attached to it, and you want to ensure that these fees don't catch you off guard. If you are aware of the costs associated with using a credit card, you will be better able to determine whether or not you want to use a credit card as a payment option

Triston Martin Feb 19, 2024

Banking

How I Ditched Debt: Debt Discipline

Ready to get out of debt? Learn how I used focus, dedication, and a few simple financial habits to become debt-free. Find out the steps you can take today to start taking control of your finances!

Susan Kelly Feb 15, 2024

Mortgages

Employee Stock Purchase Plan Taxes

Planning to purchase stock through your employer? Learn more about how employee stock purchase plans are taxed and helpful tips for reducing potential tax liabilities.

Susan Kelly Feb 06, 2024

Taxes

Do You Know: What Is IRS Publication 721?

Publication 721 provides greater information on federal income tax regulations relating to civil service retirement benefits for retired federal employees and their heirs. The CSRS or the FERS are used to fund the majority of these payments.

Triston Martin Jan 30, 2024

Taxes

Securing Valuables: The 8 Best Jewelry Insurance Companies in the Market

This comprehensive article highlights the top insurance providers for jewelry, offering insights into each company's coverage options and customer service for informed decision-making.

Susan Kelly Jan 16, 2024

Investment

How Much Should You Save for Your Child’s College?

Preparing for your child’s college education can be overwhelming. Here are expert tips on how much you should save for your child's college and ways to ensure they have the best opportunities for success.

Triston Martin Jan 05, 2024

Investment

All about Wells Fargo Propel American Express Credit Card Review

In terms of rewards, the Wells Fargo Propel American Express is among the most generous. In addition to the no-fee introductory APR and generous sign-up bonuses offered by other cards, this one has a strong rewards program as well. Check out this card if you're searching for a new bank card that will lessen your annual expenditures.

Triston Martin Jan 04, 2024

Banking

A Detailed Guide to Learn About the Taxes Due After Someone's Death

After a death, friends and relatives don't typically focus on taxes. In the future, the deceased person's heirs or trust beneficiaries will have to pay the taxes owed by their loved ones. These are "dead estate taxes" You should file and prepare a deceased person's last income tax return as though they were alive. The person's tax position is the same whether they're active or not.

Triston Martin Dec 31, 2023

Taxes

Best Prudential Funds for Retirement Diversification

Prudential Financial is most recognized for the provision of insurance products; nevertheless, the company also has a sizable business that is responsible for the management of mutual funds and other types of assets.

Triston Martin Dec 29, 2023

Investment

VA Loan Lenders

Private lenders provide VA loans, but the Department of Veterans Affairs (VA) guarantees a portion of each loan. This makes it possible for veterans to qualify for mortgages with more favorable terms and fewer restrictions than traditional mortgages.

Susan Kelly Dec 29, 2023

Mortgages

A Simple Guide to Calculating and Changing Your Tax Withholding

Calculating tax withholding has never been easy. Read this guide to find out how you can finish up the process and only pay the amount you are required to.

Susan Kelly Dec 27, 2023

Taxes

What Are The 4 Steps To Start Organizing Your Finances: A Complete Guide

The best way to organize your finances is to record your expenditures and savings. The comparison of both can help you in getting your finance in order.

Susan Kelly Dec 24, 2023

Investment

How do sovereign ratings work?

A sovereign credit rating is an unbiased evaluation of a nation or other sovereign entity's creditworthiness. Investors can learn more about the level of risk involved in buying a given country's debt, including any political risk, from its sovereign credit ratings.

Susan Kelly Dec 22, 2023

Investment

Which Credit Cards Are Accepted at Costco?

Costco's official credit card is the Costco Anywhere Visa Card from Citi. Eligible purchases, such as those made at petrol stations, restaurants, and Costco, will earn you cash back with this card. In addition to cash, checks, and major credit cards, Costco accepts debit cards from Visa, Mastercard, and Discover. It's worth noting that no matter how you plan to pay for your purchases, you'll need a Costco membership to access their warehouses. Costco's current acceptance policies should be verified with the store.

Triston Martin Dec 19, 2023

Banking

How Can You Reduce Housing Costs? Five Simple and Practical Strategies

Discover five practical strategies for reducing housing costs. From strategic relocation to house hacking and downsizing. Click here to read.

Susan Kelly Dec 16, 2023

Investment

Ways To Claim A Tax Deduction For A Child In Prison

Half of the year before going to prison and didn't provide more than half of their financial support during the year, you may be able to claim them as a dependent under the qualified children's rules

Triston Martin Dec 14, 2023

Taxes

Everything About FTSE Russell

The FTSE Group and the Russell brand merged in May of 2015 to become the FTSE Russell. Although the FTSE 100 has the highest name recognition, the FTSE Group really oversees well over a thousand different indices

Triston Martin Dec 06, 2023

Investment

How to Start Your Private Equity Fund?: A Complete Guide

Private equity funds have a history of outperforming the S and P 500 Index in recent years as a popular investment choice for institutional and high-net-worth investors. It's not surprising that private equity is gaining the interest of potential portfolio managers, given its track record.

Triston Martin Dec 02, 2023

Investment

Pet Dental Insurance: Coverage for Cleaning and Care

Keep your pet's teeth healthy without breaking the bank — learn about pet dental insurance coverage, cost, preventative care tips and more.

Triston Martin Dec 02, 2023

Investment

Role of Equity Research

Equity research is a crucial component in Wall Street analysis, used by both small and large investors to make better-informed investment decisions on the market for stocks. Most research is paid for by institutions fee-based or through soft dollars.

Triston Martin Nov 20, 2023

Investment

An Overview of the Flex Mortgage Refinance Program

If you are having trouble keeping up with your mortgage payments, a mortgage modification may be able to assist you in obtaining more favorable conditions. To assist homeowners whose mortgages are held by Fannie Mae or Freddie Mac, the government-sponsored enterprises have created the Flex Modification program. Making mortgage payments more manageable is one way this program helps people stay out of foreclosure.

Susan Kelly Nov 10, 2023

Mortgages

What Are USDA Home Loans, And How Do They Work?

USDA house loans are guaranteed by the U.S. Department of Agriculture and are accessible to anybody buying a home in eligible rural regions. You may be able to get this no-money-down mortgage if you live in a qualifying location and your income is within the program's limits.

Susan Kelly Nov 06, 2023

Mortgages

Disputing a Credit Card for Bad Service – A Detailed Guide

Are you also wondering how you can dispute chargeback when it comes to credit cards? Then worry not because this article will help you.

Triston Martin Nov 06, 2023

Banking

PrimeLending Mortgage Review: Good For Renovation Loans

PrimeLending, founded in 1986, has played an essential role in helping countless people and families achieve the American dream of home ownership. The bank offers a variety of mortgages for a wide range of home-related needs, including purchasing, remodeling, refinancing, and building. This bank's loan officers and loan consultants are experts at assisting borrowers in negotiating favorable mortgage rates and terms

Susan Kelly Nov 01, 2023

Mortgages

A Guide About: What It Means to Diversify Your Income and How to Do It?

Instead of relying on money from just one source, like a single job, it's smart to spread it around and increase your financial security. If you lose your job, having multiple sources of income can help cushion the blow. Saving or investing more for the future is made easier with its assistance. Online businesses and freelance writing gigs are abundant for those looking for extra cash.

Susan Kelly Oct 29, 2023

Investment

What Are Liquid Assets

Learn about liquid assets and how they may help you reach your long-term financial goals. Get insights from finance experts about this valuable asset class.

Triston Martin Oct 19, 2023

Investment

What Credit Score Do I Need to Buy a House?

What credit score is needed to buy a house? Find out the answers and more important facts about buying a home here. Get informed and get ready to make your dream of homeownership come true.

Susan Kelly Oct 14, 2023

Mortgages

What is the difference between a Roth IRA and 401(k)?

Find out the differences between a Roth IRA and traditional savings accounts to decide which is right for your financial goals and retirement plans.

Susan Kelly Oct 14, 2023

Taxes

How to Get the Companion Ticket from the Delta Amex Platinum and Reserve Cards

Learn how to secure your Companion Ticket from the Delta Amex Platinum and Reserve Cards, your key to doubling the value of your Delta flights.

Triston Martin Oct 14, 2023

Banking

A Quick Overview: What Is a Warm Card?

A "warm card," with limited access, is a bank card used to gain entry into an organization's accounts. An employee needs it to access a company's financial records with certain limitations. Typically, you can only make deposits with these cards.

Triston Martin Oct 13, 2023

Banking